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See: Password Tips for Internet Safety! ~~~Nancy ~`go
"Use of mobile banking appears to be highly correlated with age (table 2), as individuals between ages 18 and 29 account for approximately 44 percent of mobile banking users, relative to 22 percent of mobile phone users. Conversely, individuals age 60 and over account for only 6 percent of all mobile banking users, while at the same time they represent 24 percent of all mobile phone users."